Financial Calculators & Tools
Free Canadian financial calculators. All calculations run on our secure backend. For educational purposes only.
Featured Tools
Compare RRSP, TFSA, and non-registered accounts. Calculate tax savings and see which account type maximizes your after-tax returns.
Visualize your debt-free journey. Compare Avalanche vs Snowball methods and see how extra payments can save you thousands in interest.
Calculate your cumulative TFSA contribution room based on your birth year, historical limits, and your past contributions and withdrawals.
Find your RRSP contribution limit based on your income and pension adjustments. Estimate your potential tax refund.
Calculate if an RRSP loan makes sense for your situation. Compare tax benefits vs interest costs, see the gross-up strategy, and get personalized recommendations.
Calculate your FHSA contribution room, annual limits, and carry-forward amounts. Understand your lifetime contribution room.
All Tools
- 🎯
Account Type Comparison
Compare RRSP, TFSA, and non-registered accounts. Calculate tax savings and see which account type maximizes your after-tax returns.
- 💳
Debt Payoff Calculator
Visualize your debt-free journey. Compare Avalanche vs Snowball methods and see how extra payments can save you thousands in interest.
- 💎
TFSA Room Calculator
Calculate your cumulative TFSA contribution room based on your birth year, historical limits, and your past contributions and withdrawals.
- 📊
RRSP Room Calculator
Find your RRSP contribution limit based on your income and pension adjustments. Estimate your potential tax refund.
- 📋
RRSP Loan Calculator
Calculate if an RRSP loan makes sense for your situation. Compare tax benefits vs interest costs, see the gross-up strategy, and get personalized recommendations.
- 🏠
FHSA Room Calculator
Calculate your FHSA contribution room, annual limits, and carry-forward amounts. Understand your lifetime contribution room.
- 💵
Dividend Tax Credit Calculator
Compare eligible vs non-eligible dividends and interest income. Calculate your effective tax rate and see how much you keep after tax in your province.
- 📈
Capital Gains Tax Calculator
Calculate tax on selling stocks, real estate, or other assets. Estimate your net profit after tax in your province.
- 🛡️
Term Insurance Calculator
Calculate how much term life insurance you need using the DIME method. Get connected with licensed insurance brokers.
- 🏠
Mortgage Affordability Calculator
See how much home you can afford using GDS and TDS ratios. Connect with mortgage brokers in your province.
- 📐
Mortgage Payment Calculator
Calculate your mortgage payment by amount, rate, and frequency. Get in touch with mortgage brokers.
- 🏦
Universal Mortgage Calculator
Compare mortgage strategies side-by-side. Calculate payments, prepayment savings, and view full amortization schedules with charts.
- 💰
Brokerage Reward Optimizer
Calculate potential rewards from transferring your accounts to different brokerages. See which promotions offer the best value for your situation.
- 🔍
Brokerage Finder
Find the perfect brokerage by selecting the features you need. Filter by investor profile, account types, and more.
- 📊
Brokerage Fees Calculator
Enter your trading activity and see how much you'll pay in fees across different brokerages. Compare total costs to find the best deal.
- 👤
Investor Profile Matcher
Answer a few questions about your investing style and get personalized brokerage recommendations tailored to your needs.
- ⚖️
Brokerage Comparison
Compare 2-4 brokerages side-by-side. See features, fees, account types, and platform capabilities in one view.
- 🛟
Emergency Fund Calculator
Calculate your ideal emergency fund target based on essential monthly expenses. Build a personalized savings plan to protect against unexpected costs, job loss, and financial emergencies.
- 💰
High-Interest Savings Comparison
Compare top Canadian high-interest savings accounts side by side. See projected growth on your deposits and find the best CDIC-insured rate for your emergency fund or short-term savings.