Priya Sharma

MBA, Financial Educator

Priya is an MBA graduate and financial educator based in Calgary with a passion for helping Canadian families build wealth through disciplined saving and smart investing. She specializes in mortgage planning, real estate analysis, retirement projections, and first-home buyer strategies. Her writing translates complex financial concepts into clear, actionable steps for real Canadians.

Articles by Priya Sharma

tax

The $12,000 Mistake: Why Account Priority Matters

How choosing the wrong account cost Marcus $12,000 in lost benefits. Learn the optimal order to contribute to FHSA, RRSP, TFSA, RESP, and RDSP.

February 27, 2026

Retirement Planning

How Priya Discovered She Was $800/Month Short of Her Retirement Goal — And Fixed It in 3 Steps

Priya thought she was 'probably fine' for retirement — until she ran the numbers. Here's how she found an $800/month gap and built a 3-step plan to close it before 55.

February 22, 2026

Budgeting

How Marcus Found $620 a Month He Didn't Know He Had — Without Earning More

Marcus was earning $95,000 a year but had less than $2,000 in savings. The cash flow calculator revealed he had 14 active subscriptions and was dining out 18 times a month.

February 22, 2026

Mortgage

How to Compare Mortgage Strategies: The 2026 Guide for Canadians

Choosing the right mortgage strategy can save you tens of thousands of dollars. With our new comparison engine, you can now model every scenario from rate changes to recurring prepayments.

February 14, 2026

Home Buying

How Marcus went from $15k Debt to a $450k Home with the Debt-Free Home Buyer Plan

Marcus felt stuck with credit card debt and a dream of homeownership. Here is how he used our chain calculator to build a realistic 4-year roadmap.

February 12, 2026

Home Buying

How Aisha and Raj Realized Renting in Toronto Was Costing Them $240,000 Over 10 Years

Aisha and Raj were paying $2,800 a month in rent and wondering if buying was smarter. The calculator gave them the answer — and a crucial warning.

February 22, 2026

Real Estate

How Deepa's Rental Property Calculator Saved Her From a $350/Month Cash-Flow Trap

Deepa thought a $550,000 Toronto condo renting for $2,200 was a great investment. The calculator showed she'd lose $350 every month before accounting for vacancies.

February 22, 2026

Mortgage

From HELOC Anxiety to a Broker-Ready Plan: How Jordan Used the Smith Manoeuvre Calculator

Jordan and Sam had read blog posts about the Smith Manoeuvre but could not agree on whether it was worth the risk. The calculator turned a vague debate into numbers their broker could react to.

April 2, 2026

Savings

Best High-Interest Savings Accounts in Canada 2026

Earning 0.05% in a big bank savings account? You're leaving hundreds of dollars on the table. Here are the best alternatives for 2026.

February 13, 2026